Does life insurance cover the coronavirus (COVID-19)?

Nearly every conversation I have with family, friends and coworkers begins with discussing the latest COVID-19 (also known as coronavirus) news and how the situation is evolving in our communities and around the world. Can you relate?

Earlier this week, our home office-based office implemented a work-from-home policy to help keep our colleagues healthy and do our part to prevent the virus’ expansion. Yesterday, my mom and I decided to postpone our late April mother-daughter trip to Paris. Today, my friend Hela, who happens to be Tucker Insurance customer, asked if her life insurance policy covers death from a pandemic like COVID-19. As she put it, “I want to make sure that if I die, it won’t be excluded as some sort of global health crisis.”

We realize that, like Hela, you may feel uncertain about whether your life insurance covers the coronavirus. Though this is a quickly evolving situation, below we’re providing clarity around some questions Tucker Insurance customers or those shopping for life insurance might have.Please keep in mind that protocol related to COVID-19 will likely vary across the life insurance industry. These responses are specific to policies sold by Tucker insurance, which are all underwritten and issued by our parent company Lincoln Heritage.

Stay healthy,

– Brandon and the Tucker Insurance team